Archive for the 'personal finance spreadsheet' Category

Home Budgeting - Time to Cut Back

Families are spending more and more on food, but they’re not exactly getting healthier. How do you cut back on food expenses without depriving your kids of healthy food? It’s easier than you think-these five tips should help you out.
4 Tips For Smart Holiday Spending As the holidays approach, there are plenty of things [...]

Tips On How To Save Money

If you’re feeling the pinch as much as I am then you’ve probably given some thought to how on earth you’re going to reduce your outgoings. There are many tips on how to save money out there but I think if you remember the following 5 rules you’ll make a cracking start.
1. Shop Online You [...]

How To Legally Protect Your Assets From Creditors, Ex Spouses, Lawyers And Bankruptcy

There is a well known misconception that only very rich people have offshore bank accounts. There is also a belief that there is something underhand and not totally legal about hiding money out of ones own country.This is also a myth.
By having an offshore bank account you can legally protect your assets from the money [...]

Financial Sales Vs Financial Planning - What You Need To Know

One of the challenges we face as Fee Based Planners and Wealth Managers is how do doctors and dentists get to know about Graeme and Ray and the job we do?
After all, we know (and our existing clients tell us), that we are providing our clients with exactly the kind of service they want, and [...]

Getting The Most Out Of Your Dollar

Prices for everything in our economy seem to be going nowhere but up right now. With fuel, stamps and other things on the rise, it is becoming necessary to cut corners wherever you can. Grocery shopping is one area to do this in. There are several tips and guidelines to follow when making and executing [...]

Easy Personal Car Finance: Paves Fund Gap At Your Deal

The dream of having a car is now easier to convert into reality with the flexible norms of the financial market. Like other needs, you can easily find a suitable financial option at your cur buying and can get rid of cost hurdle easily. So, if you have any such plan, you can easily avail [...]