Archive for the 'prsonal finance' Category

The Truth About Zero % Finance

It sounds fantastic and very seductive but the truth is, well there’s no such thing.
Admittedly when you examine the paperwork you will see that the agreement shows that there is no interest on the loan but in reality you do end up paying that interest in different ways. It stands to reason really, can any [...]

How To Legally Protect Your Assets From Creditors, Ex Spouses, Lawyers And Bankruptcy

There is a well known misconception that only very rich people have offshore bank accounts. There is also a belief that there is something underhand and not totally legal about hiding money out of ones own country.This is also a myth.
By having an offshore bank account you can legally protect your assets from the money [...]

Leveraging Liabilities & Staying Debt-Free

Increase Your Cash Flow By Understanding the Proper Definition of Debt
You’re taught in America that your home is your biggest asset. If that’s true, why do so many Americans fail to utilize their home as an income-producing asset?
The answer is because so many of us are limited by misunderstandings about debt. When we understand the [...]

Where’s The Beef? - Getting The Financial Advice You Paid For

There’s nothing better than a hot and juicy steak, especially one from your own grill. But, can you imagine going to the grocery store to pick up a few prime ribs, only to get home and realize you ended up with cube steak instead? Talk about injustice! Of course, this doesn’t happen to most of [...]

Teenagers and Money - 7 Financial Attitudes To Help Your Teenager

Teenagers and money - two words that are mutually exclusive. The former often requests and requires the latter. As a parent during these shifting financial times, what can you tell your teenager about money? Besides the fact that it does not grow on trees? As parents, we all want our children to grow up to [...]

Financial Sales Vs Financial Planning - What You Need To Know

One of the challenges we face as Fee Based Planners and Wealth Managers is how do doctors and dentists get to know about Graeme and Ray and the job we do?
After all, we know (and our existing clients tell us), that we are providing our clients with exactly the kind of service they want, and [...]

Getting The Most Out Of Your Dollar

Prices for everything in our economy seem to be going nowhere but up right now. With fuel, stamps and other things on the rise, it is becoming necessary to cut corners wherever you can. Grocery shopping is one area to do this in. There are several tips and guidelines to follow when making and executing [...]

Do I Need To Change My Allocations?

One of the concerns in a volatile financial markets is, what should be done with my retirement account fund allocations?
Keep an eye on the prime rate set by the Federal Reserve Bank and the stock market indexes such as Dow, NASDAQ, and S&P 500.

As the prime interest rate increases , the beginning of credit tightening [...]

Easy Personal Car Finance: Paves Fund Gap At Your Deal

The dream of having a car is now easier to convert into reality with the flexible norms of the financial market. Like other needs, you can easily find a suitable financial option at your cur buying and can get rid of cost hurdle easily. So, if you have any such plan, you can easily avail [...]