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	<title>Best Personal Finance City</title>
	<link>http://www.personalfinancecity.com</link>
	<description>Best Personal Finances Articles</description>
	<lastBuildDate>Mon, 23 Jun 2008 07:04:20 +0000</lastBuildDate>
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		<title>Looking for a Cheap Apartment</title>
		<description><![CDATA[We’ve all been in the position of having to find a place to live on a limited budget. Whether you’re a college student, a married couple or someone who just needs to find an inexpensive place to live – having a roof over your head is something that is of great importance. Nowadays, it isn’t [...]]]></description>
		<link>http://www.personalfinancecity.com/personal-finance/looking-for-a-cheap-apartment.html</link>
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		<title>Can we revive the American dream?</title>
		<description><![CDATA[Back in the 1940s and early 1950s, people from other countries began talking about coming to America, to live the so-called American dream. Unlike Europeans, Americans had washing machines and televisions right in their own homes. The economy was booming and poor young soldiers coming home from World War II were able, through the VA [...]]]></description>
		<link>http://www.personalfinancecity.com/ersonal-finance/can-we-revive-the-american-dream.html</link>
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		<title>Understanding Deferred Annuities</title>
		<description><![CDATA[
Investing in annuities are a way for you to plan for the future by making sure you have money for your retirement by engaging in a contract between you and the annuity insurance. Annuities have been around for a long time but today you have several different options of annuities available for you to choose [...]]]></description>
		<link>http://www.personalfinancecity.com/pesonal-finance/understanding-deferred-annuities.html</link>
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		<title>What is an Immediate Annuity?</title>
		<description><![CDATA[
Annuities are a way of investing for the future that has been around for a long time. In the beginning you only had one option but today you have several to choose from. The immediate annuity is one of these options. When you invest in an immediate annuity you will make a payment to an [...]]]></description>
		<link>http://www.personalfinancecity.com/money-personal-finance/what-is-an-immediate-annuity.html</link>
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		<title>The Truth About Zero % Finance</title>
		<description><![CDATA[It sounds fantastic and very seductive but the truth is, well there&#8217;s no such thing.
Admittedly when you examine the paperwork you will see that the agreement shows that there is no interest on the loan but in reality you do end up paying that interest in different ways. It stands to reason really, can any [...]]]></description>
		<link>http://www.personalfinancecity.com/pesonal-finance/the-truth-about-zero-finance.html</link>
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		<title>Achieving Extraordinary Wealth - 7 Secrets Young People Need To Know</title>
		<description><![CDATA[

Did you know that anybody can become a millionaire? You&#8217;re skeptical, ok, but did you know anyone, even young people, can achieve financial independence? It&#8217;s true. More and more Americans have become millionaires. As a matter of fact, almost 9 million Americans have a net worth over $1 million dollars (and that&#8217;s not including their [...]]]></description>
		<link>http://www.personalfinancecity.com/presonal-finance/achieving-extraordinary-wealth-7-secrets-young-people-need-to-know.html</link>
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		<title>Millionaires Are Happier! And You Can Be, Too</title>
		<description><![CDATA[
Millionaires are happier! Of course, I&#8217;d be happy, too, if I had a million dollars. I could go to spas, have the best medical care, buy a Porsche, get a facelift. I&#8217;d be happy then.

But according to Dave Ramsey, financial guru and author of the bestselling Total Money Makeover, money brings fun. It does not [...]]]></description>
		<link>http://www.personalfinancecity.com/pesonal-finance/millionaires-are-happier-and-you-can-be-too.html</link>
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		<title>Do You Trust Your (Virtual) Bank?</title>
		<description><![CDATA[
The credit crisis has challenged the stability of the financial infrastructure. In the end all is back to normal, but some banks&#8217; images have been damaged.
Recently I experienced an issue with my bank. This bank has no offices and the contact with the bank can only be done by mail, e-mail, chatting of by phone. [...]]]></description>
		<link>http://www.personalfinancecity.com/personal-financ/do-you-trust-your-virtual-bank.html</link>
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		<title>The Way To Personal Finance</title>
		<description><![CDATA[
Control of your personal finances is critical if you want to get out of a crisis money in the present and want to achieve financial targets in the future. This gives you security, less stress and peace of mind. As a precautionary about the financial problems can be a great help, but to do this, [...]]]></description>
		<link>http://www.personalfinancecity.com/ersonal-finance/the-way-to-personal-finance.html</link>
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		<title>4 Steps To Debt Management</title>
		<description><![CDATA[

By using a good debt management strategy in paying off your debt, you will not risk missing minimum payments on your mortgage, automobile, or any other secured credit account.
Step one: Work it out 
Sit down and work out how exactly how much you owe and who you owe it to. Gather the latest bills from [...]]]></description>
		<link>http://www.personalfinancecity.com/persoanl-finance/4-steps-to-debt-management.html</link>
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		<title>Tips On How To Save Money</title>
		<description><![CDATA[

If you&#8217;re feeling the pinch as much as I am then you&#8217;ve probably given some thought to how on earth you&#8217;re going to reduce your outgoings. There are many tips on how to save money out there but I think if you remember the following 5 rules you&#8217;ll make a cracking start.
1. Shop Online You [...]]]></description>
		<link>http://www.personalfinancecity.com/personal-finance/tips-on-how-to-save-money.html</link>
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		<title>The Credit Squeeze And Your Finances!</title>
		<description><![CDATA[

The credit squeeze has had major repercussions for the global economy, the way in which the modern banking structure operates means that even the slightest alteration in one part of the credit &#8220;chain&#8221; has a significant effect. This is exacerbated by the fact that the various components of the credit system are not static entities, [...]]]></description>
		<link>http://www.personalfinancecity.com/ersonal-finance/the-credit-squeeze-and-your-finances.html</link>
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		<title>How To Legally Protect Your Assets From Creditors, Ex Spouses, Lawyers And Bankruptcy</title>
		<description><![CDATA[

There is a well known misconception that only very rich people have offshore bank accounts. There is also a belief that there is something underhand and not totally legal about hiding money out of ones own country.This is also a myth.
By having an offshore bank account you can legally protect your assets from the money [...]]]></description>
		<link>http://www.personalfinancecity.com/persoanl-finance/how-to-legally-protect-your-assets-from-creditors-ex-spouses-lawyers-and-bankruptcy.html</link>
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		<title>Tech-Savvy Ways To Shop Smart And Save Money</title>
		<description><![CDATA[

Regardless of your financial situation it always makes sense to stretch your hard earned dollar. Harnessing the technology you have at your fingertips makes saving much easier. There are a lot of ways to get the things you buy on a regular basis as well as major purchases at deep discounts with just a few [...]]]></description>
		<link>http://www.personalfinancecity.com/personal-finace/tech-savvy-ways-to-shop-smart-and-save-money.html</link>
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		<title>Money - Where Do You Cut Back?</title>
		<description><![CDATA[

Many people today have problems in cutting back because they see things in their life as things that are necessary for their living. You may feel that you have to deprive yourself or your family from the things that makes you happy.

What is your goal? 
Before you decide to cut back on things you want [...]]]></description>
		<link>http://www.personalfinancecity.com/peronal-finance/money-where-do-you-cut-back.html</link>
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		<title>During Financial Hardships The Little Things Can Hurt The Most</title>
		<description><![CDATA[

Even without the threat of facing foreclosure or bankruptcy, consumers are already burdened down with so many extra fees and hidden costs in their everyday expenses that it is becoming increasingly difficult to keep on top of all of the monthly bills. From cell phone and other service disconnection fees, to increasing costs on credit [...]]]></description>
		<link>http://www.personalfinancecity.com/money-personal-finance/during-financial-hardships-the-little-things-can-hurt-the-most.html</link>
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		<title>Simple Ways To Keep More Of Your Money</title>
		<description><![CDATA[

Here is a powerful yet simple technique that allows you to have more money for your business starting today!
There was a time in my life when I went from a tiny income to a six-figure income in a short period of time. From my experience, I found that if you don&#8217;t control your spending, you [...]]]></description>
		<link>http://www.personalfinancecity.com/persoanl-finance/simple-ways-to-keep-more-of-your-money.html</link>
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		<title>Your Children Can Help You Save Money</title>
		<description><![CDATA[

Kids are expensive, there&#8217;s no doubt. Food, clothing, entertainment, education&#8230; it all adds up.
If you take some time to talk with them, they can also help you save money. That&#8217;s helpful at any point.
In my experience, children are very sweet about things when you talk to them about why you want to save money. My [...]]]></description>
		<link>http://www.personalfinancecity.com/persoanl-finance/your-children-can-help-you-save-money.html</link>
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		<title>Find The Right Financial Advisor</title>
		<description><![CDATA[

So it&#8217;s the weed-&#8217;em-out time once more and this time, the ones to face the rake is the clan called Financial Advisor. The set definition of a financial advisor bars us thinking anything beyond the stressed out type reeking of Wall Street, but there is much more to this profession apart from buying and selling [...]]]></description>
		<link>http://www.personalfinancecity.com/personal-finance-blog/find-the-right-financial-advisor.html</link>
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		<title>How To Slash Your Gasoline Costs And Have Money Left Over</title>
		<description><![CDATA[

We consumers are really feeling the pinch as gasoline prices continue to skyrocket in the US. There are a number of reasons that the price of gas is increasing: the economy&#8217;s instability, Middle East war, fears that the supply cannot keep up with the demand, and a number of other factors.

Soaring gas prices are taking [...]]]></description>
		<link>http://www.personalfinancecity.com/personl-finance/how-to-slash-your-gasoline-costs-and-have-money-left-over.html</link>
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